For Prospective Members - A few details to consider

Admission Requirements

Note : Exceptions can be made but the vast majorirty of candidates accepted fit these criteria

Lines Of Business - Worker's Compensation, General Liability, Automobile

5 Year Loss Ratio - Less than 50% for each line

Leadership - Engaged, thoughtful, and long term thinkers. Willing to share risk, best practices, and build business partnerships. Its not all about profit its about growth and improvement.

Safety Culture - Willing to continuously improve.

Prepare And Submit Your Loss History Documents

Application documents, Feasibility , Membership Interview

1. Application Documentation Requirements
   
   

   5 Year Loss History For Each Line

   Last Year's Policy's for Each line

   
   

2. Feasibility

A captive insurance feasibility studyIt uncovers risks and evaluates whether forming or joining a captive insurance company is the best solution. Your loss history and industry trends will be evaluated to make an accurate assessment.

• If feasibility is within range, complete a membership interview with peer members.

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• Membership Interview

Meet with 3 members of your prospective pod, discuss your operational excellence and commitment to safety. Members will determine if theres a good fit.

Once the above is completed and approved

Broker Submits Acord Application & Negotiates Pricing + Coverage

• Acord applications should have policy details, premiums, and requests for coverage.

• Pricing + Negotiation

• Broker must submit an accord application for all lines requested.

• Pricing and coverages will be negotiated directly by the carrier and your broker.

  
  

CP Standards For Carrier Negotiation & Timelines

• Renewal pricing must be presented 30 days before.

🚀 Complete Onboarding & Sign Your Membership Agreement

Member must complete an onboarding educational walkthrough about joining the community

The membership agreement includes a circular and terms . Please read through the entire document and understand all of the rules and requirements of the agreement before signing.